Any help anyone can give me would be excellent. thanks in advance

I’m a 20 year old college student (going to school locally) looking to buy a house. I make just under $40,000/year working while going to school. My parents are asking me to move out, which i’m ok with. I figure my best move would be to by a house, as the housing market is down. I have $10,000 to my name right now

I pay $13,000 a year in schooling out of pocket, no loans. I’m looking at a townhouse

http://www.weichert.com/search/realestate/PropertyListing.aspx?P=20591942&cityid=27943&mls=45%2c74&ptypeid=28%2c21%2c4%2c22&minpr=1&maxpr=200&minbr=3&pg=9

If you have a chance, please follow that link. $144,900 is the current price. It says $904/mo. Is there likely a down payment as well? Or does just the payment sound right?

I plan on having some people live in the place with me, paying $300-$350/mo each. I plan on spending $5,000 on TV’s, furniture, kitchenware, etc.

What am I looking at monthly for heat/electric? The local rate here is $130 for internet/cable/phone. What other expenses would I be looking at?

What is some advice you would give me as I try to figure this all out?

Thanks again!
after 8 months, I have a credit score of 711. Will this help me with a loan? or am I looking at a tough time getting a loan. If my father co-signs, will this help? He makes a good amount of money and has great credit, but would like to stay away from him co-signing if possible

Hi, hear is some advice. Put a profit and loss statement together for the townhouse. The reason I say that is that you are planning on having roommates and your bottom line cost is dependent on several things. The place you are buying looks nice. Other costs are real estate taxes, monthly/annual homeowner costs for the townhouse, upkeep on the townhouse. The 904/mo. is just an estimate of a mortage loan payment so don’t hang your hat on that. You will have a difficult time getting a loan at your age because you will have a lack of credit history. It is a risk to you to buy a townhouse, but, you are correct in that this might be a good time to buy one in Lancaster, PA. It is a beautiful town.

anyone know of hunting webs sites that offer realestate listings .our house we have for sale MLS#98257859 is in prime hunting country in idaho . we like to get it listed with hunters in mind.

Look on www.kiethwarren.com which is a hunting website, there is a link to real estate listings.

ok so i found a house in northville michigan that i am interested in and i can only find it at one website i have seen it somewhere before but i wasent too sure about it but now im really interested and cant find it i will give you the website and stuff

the house is on lilypad court.
in northville michigan

http://realestate.yahoo.com/Michigan/Northville/Homes_for_sale/67755910b3efde29fdc41912d8d4017b;_ylt=AmRfceb8dW_67wPeiuxvSDbnMrQs?typeBak=realestate&p=northville+michigan&type=classified&search=Search&priceLow=255000&priceHigh=260000&bedroomLow=&bathroomLow=

i know it has a number but im not ready to speak with someone yet. i just really want to see some pictures and read the rest of the desc. it doesent have an mls or i would be doing this myself well if anyone knows how to find it anywere else please help or give me the website.

try realtor.com

A local realestate agency does not list any MLS listing on her site the PRMOTES ALL MLS listings that are listed by dicount brokerages. She is by far the biggest agency in my area, accounting for nearly half of all home sale listings. Some refer to it as a monopoly.

Since she promotes that her search engine on her site pulls up all MLS listings, could some one not seek a liability case? I know it is against the law for realtors to intentionally bypass FSBO listings, or dicounted brokerage listings. What is amazing is 95% of these sellers she bypasses in her system ARE OFFERING 3% to a selling agent. The other few are offering 2.5%.

I’m one of those excluded, despite being in the MLS and offering a commission. I had my brother call her agency about my home, they told him "it is not something you would be interested in, trust me!" They have never even seen it! Do I have a case?

This is an interesting question.

If she is advertising that she is allowing searches of all MLS properties and is screening out discount brokers and or lower commission offerings I would think that you could file a complaint against her with the MLS, local board of Realtors (if she is a Realtor), the state regulatory agency for agents/brokers for false advertising. You could contact the federal anti-trust attorney(s) they are always happy to look into real estate brokerages. By the way if they can turn up a antitrust case you get treble damages (if you can show that you were damaged).

Good luck

Where do realestate agents get the information for the "ages of stuff" When I call my agent with a property that I am intersted in, she looks it up and tells me about the roof, carpet, age of the heat pump, etc… where does this info come from and can I somehow access it??

It generally comes from the homeowner. Some cities and counties list permits pulled for improvements, but not many. You could check that. But most homeowners will list factual information about the home on the Real Estate Disclosure form.

My real estate agent gave me a mls listing. She did not go with me to see this house or even contact the owner. I luv the house and Im thinking of buying it. The guy selling the house said, forget about the realestate agent and I could get the house reduced by the amount it would cost to pay my agent. My agent has shown me about 10 different house and has been looking for house that meet my criteria. So I feel guilty if I do this. BUt then again its alot of money i could save. Could the agent go after me or the owner in a lawsuit.

Typically, the seller pays commissions & not the buyer, unless you are in some sort of Buyer Brokerage Agreement where you agreed to pay an agent. If this home is listed in the MLS, why is it allowed to be a FSBO? An "exclusion" may render certain known parties to be able to purchase this home from the seller without the seller paying a commission to the listing office.

Unless you are a seasoned home buyer & have been through this process many, many times, I’d highly advise you take the assistance of a licensed professional.

It is true you may save some by buying the house at a lower price, but you also will have no representation or assistance in the process. To whom will you make out your earnest money check? The seller? What if he cashes it & spends it & you have no means of him refunding it to you should you decide the house is in too bad of condition after it is inspected because there is a bunch of dry rot in the foundation beams?

What if he decides a week later that someone else is willing to offer more than you did & he now tells you he is voiding your contract? Do you know your legal rights? Chances are if he’s willing to cut agent’s out of it today, he’d cut you out as well, if the right motivation came his way.

Who will handle your escrow? Order inspections and in what order do you have them done? Appraisal first or home inspection?

What if your structural inspection yields problems with the house, but you find yourself frustrated in getting the seller to agree to make any repairs or corrections?

What if moving day comes & you open the door to your new home, only to find the seller has removed all the lighting & plumbing fixtures? Or the seller never made any of the repairs he agreed to? Left the house with a bunch of garbage inside?

There are many horror stories. Also as many good, but it’s a risk going through this process on your own without representation from a professional.

My house is been listed on Zillow for about 169 days. The longest for the zip code. Should I take it off Zillow and then put it back on in a few days? Would Zillow start a new clock? I think I heard the MLS will start a days listed clock after 90 days? Also in a new house, do you think in this market, staging it will make any difference. If so, what would you do? Thanks The link to the page is
http://www.realtor.com/realestate/lorton-va-22079-1094080371/

First of all your home is listed on Zillows website. You are not on the MLS. Unless you have signed with a real estate agent of theres would it be on the MLS.
Stay away from that one.
Try another method of listing like CraigsList if you are selling by owner.
Oh very good. Trying to bring a little advertizing to your home that is listed on the MLS. With a real estate agent. It is not listed with Zillow.

I wanted to look at the MLS in my area for free. I know I can go to a realestate agent office and they will give it to me, but I don’t want no pressure to buy anything.

For free MLS listings go to www.realtor.com
You just put in your area and price range and
they will show you all the homes in the MLS.
I actually used this site to find my new home 2
years ago.
Its great!

i heard that its allowed, if i can , do i use realestate by broker. i want to post a house.. just wondering if allowed , thanx

It is only allowed if both the broker and the agent give you permission. They literally own the listing. You need to provide their contact information, not any one elses.

Hi everyone, Im trying to post my house for sale, But i am not trying to hire a realestate agent, so i cant use mls listing or can i im just looking for a website where i can post my house for sale without having to pay. Im looking for something like craigslists. Is there a website to for people like me?

Use a real estate agent – agents are having a hard time selling houses. They are professionals who do this for a living full-time. This is a really bad time for FSBO’s – why would they be able to accomplish what a full-time professional is struggling with in a tough market??
Besides, most buyers are better educated these days and realize the value of having a professional represent them for FREE – they realize that the FSBO is trying to save the commission for themself.